Step 1: Determine Eligibility

Before applying, make sure you meet the SSA’s requirements:

• You must have earned enough work credits by paying into Social Security.
• You must have a medical condition that prevents you from performing substantial gainful activity (SGA).
• Your condition must last (or be expected to last) at least 12 months or result in death.

Step 2: Gather Medical and Work Documentation

Collect all necessary records before you apply:

• Medical evidence – doctor’s notes, test results, treatment records, and hospital visits.
• Work history – details of your past jobs, duties, and earnings.
• Personal information – Social Security number, birth certificate, and financial information.

Step 3: File Your SSDI Application

You can apply in Arkansas through:

• Online – at www.ssa.gov
• Phone – by calling 1-800-772-1213
• Local SSA Field Office – by visiting your nearest Social Security office in Arkansas

Step 4: SSA Review Process

Once you submit your application:

• The SSA reviews your work history and basic eligibility.
• Your file is sent to Disability Determination Services (DDS) in Arkansas.
• DDS reviews your medical evidence and may request additional exams or records.

Step 5: Receive a Decision

• Initial decisions usually take 3 to 6 months.
• If approved, you’ll receive a notice of benefits and back pay (if eligible).
• If denied, you have the right to appeal the decision.

Why Applications Get Denied in Arkansas

Common reasons for denial include:

• Lack of sufficient medical evidence
• Incomplete application forms
• Not meeting SSA’s definition of disability
• Earning above the SGA threshold