SSDI and Supplemental Security Income (SSI)

• SSI is a need-based program for individuals with very limited income and resources.
• Some Arkansans may qualify for both SSDI and SSI at the same time (called “concurrent benefits”).
• SSI can help cover additional needs not fully supported by SSDI, especially if your SSDI benefit is low.

SSDI and Medicaid

• In Arkansas, most SSDI recipients will eventually qualify for Medicare after 24 months.
• However, if you also qualify for SSI, you may become eligible for Medicaid immediately, which helps with medical costs not covered by Medicare.
• Medicaid can also provide long-term care services that SSDI alone does not cover.

SSDI and SNAP Benefits (Food Stamps)

• SSDI benefits count as income, but you may still qualify for Supplemental Nutrition Assistance Program (SNAP) if your household income is below the eligibility threshold.
• SNAP can significantly reduce grocery expenses for disabled Arkansans.

SSDI and State Assistance Programs

Arkansas also offers state-level aid that may be combined with SSDI, such as:

• Utility assistance programs to help cover heating or electricity bills.
• Housing vouchers through Section 8 for low-income residents.
• Transportation services for disabled individuals.

Key Things to Remember

• SSDI is not income-based, but combining it with need-based programs (like SSI, SNAP, or Medicaid) depends on your total household income and resources.
• Always report your SSDI income when applying for other aid to avoid issues.
• Combining benefits can give you more stability and access to services beyond just cash payments.